Buying a House? Don’t Forget to Budget for these 5 Items

I worked in title insurance for three years. During those three years, I learned a lot about the process of purchasing a home including my own experience of purchasing my first house with my wife.

What we learned was that we had no idea how to budget for a house purchase. We had no idea how property taxes and insurance would influence our monthly mortgage. I have come up with four areas to explain why you need to budget for them when purchasing a house.

Using the Mentor Acceleration Formula to Enhance Your Independent Success

"You always hear that you should learn from your mistakes, right? While I don’t disagree with this advice at all, I want you to think about something for a minute. How many mistakes can one person make in a lifetime? Now before you answer A LOT (which is true), think about multiplying those mistakes by five. Or ten. Or even 20. If one person can make (and learn from), say, 500 mistakes in a year, 20 people could learn from 10,000.

4 Areas to Grow in to Create Financial and Holistic Success

We seek success not only financially but also creating a healthy lifestyle that is experience-driven. This is harder to do I believe than it is to talk about. But if we work in the following four areas I believe it is really possible to find our best self and answer the question of how do I become rich.

5 Reasons Financial Advisors Should Go Independent

"Are you considering the possibility of leaving your big financial planning firm to go independent? Are you wondering if the risks are worth the rewards? Do you worry that a move toward independence will leave you back at square one in your career? If any of these questions resonate with you, you’re in the right place.

Create a Plan to Payoff Your Student Loan Debt Fast

Once we create a plan together, they start to see the potential for their future and realize that with the help of a plan they can be debt free and on their way to achieving their goals and building wealth. So let’s talk about what a debt management plan looks like.

4 Fears Financial Advisors Have About Going Independent and How to Overcome Them

"Have you considered leaving your big firm to become an independent financial advisor? If you’ve gotten a glimpse of the future of the financial services industry and are worried about disruption, it’s likely you’ve considered making the move. However, once you actually start thinking deeply about it, you might get a little scared.

5 Savings Habits for Young Adults to Cultivate

By creating strong savings habits you will crowd out any bad spending habits. Now you are on your way to your best self. I want you to become your best self and am excited to help my peers in saving, destroying debt and constructing wealth. Stop living lukewarm and plunge into the financial life you dream of.

5 Tips for Financial Advisors Who Want to Go Independent

"Are you excited about the new financial landscape? Are you looking forward to focusing more on your clients and who they are and less on selling products and hitting financial goals? Does being a fiduciary and mentor dovetail with how you want to run your practice?"

3 Reasons Why Young Adults Should be Hoping for a Bear Market

The last time there was a major bear market was eight years ago. Since then the stock market has been steadily growing and reaching new records on a consistent basis. As a young adult investor myself I am hoping that there will be another bear market soon. Why? Good investing means recognizing opportunities.